What is Payment History and How Does it Affect Credit Score?
6 min What is payment history? Payment history refers to a record of an individual’s or...
Credit
Credit advice and tips to help you save money and improve your credit.
How Can You Qualify for New Credit with No Credit Score?
A credit score is a three-digit number that is calculated based on your credit history...
What is a VantageScore?
What is VantageScore? VantageScore is a credit scoring model that was created as an...
Is 700 a Good Credit Score?
Where does a 700 credit score fall? A 700 credit score falls within the “good”...
What Does Not Affect Your Credit Score?
A credit score is a numerical representation of a person’s creditworthiness based...
What Credit Score Do You Need to Buy a Car?
How can you finance a car purchase? You have a few different options. One popular choice is an...
What Factor Has the Biggest Impact On a Credit Score?
A credit score is a numerical representation of an individual’s creditworthiness...
What Credit Score Do You Need to Lease a Car?
What does it mean to lease a car? Leasing a car means that you are essentially renting the car...
How to Improve Your Credit Utilization Ratio?
What is a credit utilization ratio? A credit utilization ratio measures how much of your...
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