Credit

What is a credit report and why is it important? A credit report is a detailed breakdown of...

What is a delinquency on your credit report? For those unfamiliar with the term, delinquencies...

  What is foreclosure? Foreclosure is a legal process where a lender takes possession of...

What is financial identity theft? For those who have never heard of the financial identity...

  Can you go over your credit limit? Credit limits are set by credit card issuers to...

  Impact of HELOC on your credit A HELOC can have both positive and negative effects on...

What does credit invisible mean? Credit invisibility simply means that you have no credit...

  Credit score needed to buy a house by mortgage types 1. Conventional loan A...

  Credit history vs. credit score Credit history is a detailed record of an...